There 3 types of banks that serve different purposes
- Local Banks can only be accessed locally in a campaign and are unique to that container.
- World Banks allow retrieving items from any local bank in that campaign. Moving items to a World bank come with a durability hit to prevent people from teleporting items around.
- Spirit Banks are account wide Banks and allows items to be transferred between Campaigns and Eternal Kingdoms. The number of items that can be transferred and are limited by the campaign import/export rules. It currently takes about 2 minutes then move items from or to a spirit bank (pre-alpha 5.4).